Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFUnit Linked Whole-of-Life Decision Reference 2018-0183

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication

Year: 2018

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PDFHousehold Buildings Decision Reference 2018-0184

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2018

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PDFMortgage Decision Reference 2018-0185

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of interest rate

Outcome: Rejected

All Conducts Complained Of: Application of interest rate, Errors in calculations, Maladministration

Year: 2018

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PDFMortgage Protection Decision Reference 2018-0186

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2018

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PDFOther Decision Reference 2018-0187

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Premium Rate Applied

Outcome: Rejected

All Conducts Complained Of: Premium rate increases

Year: 2018

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PDFPersonal Pension Plan Decision Reference 2018-0188

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Delayed or inadequate communication, Dissatisfaction with customer service , Failure to process instructions, Mis-selling

Year: 2018

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PDFCredit Cards Decision Reference 2018-0190

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration

Year: 2018

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PDFFarm & Livestock Decision Reference 2018-0192

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Disagreement regarding Settlement amount offered

Year: 2018

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PDFWhole-of-Life Decision Reference 2018-0193

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration (life), Delayed or inadequate communication, Dissatisfaction with customer service , Fees & charges applied (life), Results of policy review/failure to notify of policy reviews

Year: 2018

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PDFHousehold Contents Decision Reference 2018-0194

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2018

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PDFInvestment/buy to Let Mortgage Decision Reference 2018-0195

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Failure to implement payment terms

Year: 2018

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PDFTerm Insurance Decision Reference 2018-0196

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure, Rejection of claim – partial rejection

Year: 2018

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PDFPrivate Health Insurance Decision Reference 2018-0197

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Failure to advise on key product/service features, Delayed or inadequate communication

Year: 2018

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PDFCurrent Account Decision Reference 2018-0198

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions

Year: 2018

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PDFFarm Decision Reference 2018-0199

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2018

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PDFCritical & Serious Illness Decision Reference 2018-0200

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - did not meet policy definition of illness

Year: 2018

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PDFCritical & Serious Illness Decision Reference 2018-0201

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fit to return to work

Year: 2018

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PDFIncome Protection and Permanent Health Decision Reference 2018-0202

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fit to return to work

Year: 2018

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PDFHousehold Buildings Decision Reference 2018-0203

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Upheld

All Conducts Complained Of: Lapse/cancellation of policy

Year: 2018

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PDFFarm & Livestock Decision Reference 2018-0204

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues, Delayed or inadequate communication

Year: 2018

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