Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFService Decision Reference 2021-0239

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Complaint handling (Consumer Protection Code) , Failure to process instructions, Failure to provide product/service information

Year: 2021

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PDFTravel Decision Reference 2021-0240

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0241

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service

Year: 2021

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PDFTravel Decision Reference 2021-0242

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim – cancellation/delay of transport , Claim handling delays or issues

Year: 2021

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PDFTravel Decision Reference 2021-0244

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2021

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PDFHousehold Buildings Decision Reference 2021-0246

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy

Year: 2021

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PDFService Decision Reference 2021-0247

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues

Year: 2021

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PDFRetail Decision Reference 2021-0248

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Upheld

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2021

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PDFPersonal Loan Decision Reference 2021-0249

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling , Disputed transactions, Failure to process instructions, Incorrect information sent to credit reference agency

Year: 2021

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PDFService Decision Reference 2021-0250

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim

Year: 2021

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PDFService Decision Reference 2021-0251

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues, Failure to process instructions

Year: 2021

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PDFService Decision Reference 2021-0252

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim

Year: 2021

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PDFPersonal Loan Decision Reference 2021-0253

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency

Year: 2021

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PDFService Decision Reference 2021-0254

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2021

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PDFService Decision Reference 2021-0255

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2021

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PDFLoans Decision Reference 2021-0256

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Application of interest rate

Outcome: Rejected

All Conducts Complained Of: Increase in interest rate, Delayed or inadequate communication, Failure to implement payment terms

Year: 2021

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PDFHospital Cash Plan Decision Reference 2021-0257

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Failure to advise on key product/service features

Year: 2021

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PDFRetail Decision Reference 2021-0258

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Upheld

All Conducts Complained Of: Failure to provide product/service information, Maladministration, Misrepresentation (at point of sale or after)

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0259

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Substantially upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0260

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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