Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFRepayment Mortgage Decision Reference 2022-0278

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Failure to process instructions in a timely manner, Failure to release security

Year: 2022

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PDFCurrent Account Decision Reference 2022-0279

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Delayed or inadequate communication

Year: 2022

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PDFRetail Decision Reference 2022-0280

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2022

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PDFTractor Decision Reference 2022-0281

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Claim handling delays or issues, Delayed or inadequate communication, Failure to process instructions in a timely manner

Year: 2022

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PDFPrivate Health Insurance Decision Reference 2022-0282

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - late notification, Failure to process instructions, Poor wording/ambiguity of policy

Year: 2022

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PDFHire Purchase Decision Reference 2022-0284

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Misrepresentation (at point of sale or after), Dissatisfaction with customer service , Failure to process instructions in a timely manner

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0285

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0286

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0287

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0288

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2022

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PDFMortgage Decision Reference 2022-0289

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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PDFMoney Transfer Decision Reference 2022-0290

Sector: Banking

Product/Service: Payment Service

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions, Complaint handling (Consumer Protection Code)

Year: 2022

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PDFMortgage Protection Decision Reference 2022-0291

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Rejection of claim - self-employed

Year: 2022

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PDFPersonal Loan Decision Reference 2022-0292

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Upheld

All Conducts Complained Of: Refusal to grant consumer credit , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2022

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PDFCurrent Account Decision Reference 2022-0293

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions, Disputed transactions, Failure to provide adequate security measures, Fees & charges applied , Unauthorised withdrawals

Year: 2022

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2022-0294

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Partially upheld

All Conducts Complained Of: Disputed transactions, Handling of fraudulent transactions

Year: 2022

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2022-0295

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Handling of fraudulent transactions

Year: 2022

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PDFTravel Decision Reference 2022-0296

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Rejection of claim - late notification

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0297

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0298

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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