Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFCredit Sale Agreements Decision Reference 2018-0163

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency

Year: 2018

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PDFForeign Exchange Decision Reference 2018-0164

Sector: Banking

Product/Service: Foreign Exchange

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service , Rates of exchange supplied

Year: 2018

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PDFPayment Protection Decision Reference 2018-0165

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - did not meet policy definition of disability

Year: 2018

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PDFTravel Decision Reference 2018-0166

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition, Dissatisfaction with customer service

Year: 2018

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PDFRepayment Mortgage Decision Reference 2018-0167

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process

Year: 2018

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PDFCash Investment Decision Reference 2018-0168

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions in a timely manner, Encashment delays , Fees & charges applied , Maladministration

Year: 2018

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PDFPrivate Health Insurance Decision Reference 2018-0169

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - non-medical necessity

Year: 2018

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PDFFarm & Livestock Decision Reference 2018-0170

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure, Failure to consider vulnerability of customer

Year: 2018

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PDFTravel Decision Reference 2018-0171

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure

Year: 2018

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PDFCar Decision Reference 2018-0172

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim

Year: 2018

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PDFPrivate Health Insurance Decision Reference 2018-0173

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2018

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PDFTravel Decision Reference 2018-0174

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim – psychological/mental health

Year: 2018

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PDFCar Decision Reference 2018-0175

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues

Year: 2018

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PDFUnit Linked Whole-of-Life Decision Reference 2018-0176

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Partially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Dissatisfaction with customer service , Maladministration

Year: 2018

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PDFRepayment Mortgage Decision Reference 2018-0177

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2018

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PDFWhole-of-Life Decision Reference 2018-0178

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Substantially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Dissatisfaction with customer service , Failure to provide product/service information

Year: 2018

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PDFMortgage Protection Decision Reference 2018-0179

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - fit to return to work, Failure to process instructions

Year: 2018

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PDFCar Decision Reference 2018-0180

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Upheld

All Conducts Complained Of: Disagreement regarding Pre-accident value provided, Dissatisfaction with customer service , Maladministration, No claim bonus issues

Year: 2018

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PDFIncome Protection and Permanent Health Decision Reference 2018-0181

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - did not meet policy definition of disability, Claim handling delays or issues, Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2018

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PDFTravel Decision Reference 2018-0182

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim – cancellation/delay of transport

Year: 2018

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