Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTravel Decision Reference 2019-0036

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Dissatisfaction with customer service

Year: 2019

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PDFATM Decision Reference 2019-0037

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Non-receipt of money,

Year: 2019

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PDFIncome Protection and Permanent Health Decision Reference 2019-0038

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - did not meet policy definition of disability,

Year: 2019

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PDFPersonal Pension Plan Decision Reference 2019-0039

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Delayed or inadequate communication, Dissatisfaction with customer service , Mis-selling

Year: 2019

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PDFCar Decision Reference 2019-0040

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Upheld

All Conducts Complained Of: Lapse/cancellation of policy, Dissatisfaction with customer service

Year: 2019

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PDFTerm Insurance Decision Reference 2019-0041

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration,

Year: 2019

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PDFTravel Decision Reference 2019-0042

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - pre-existing condition, Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service , Maladministration

Year: 2019

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PDFPrivate Health Insurance Decision Reference 2019-0043

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition,

Year: 2019

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PDFCar Decision Reference 2019-0044

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions, Delayed or inadequate communication

Year: 2019

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PDFTracker Mortgage Decision Reference 2019-0045

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress,

Year: 2019

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PDFIncome Protection and Permanent Health Decision Reference 2019-0046

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim – partial rejection ,

Year: 2019

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PDFBonds Decision Reference 2019-0047

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with final fund value , Alleged poor management of fund, Delayed or inadequate communication, Fees & charges applied

Year: 2019

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PDFPersonal Retirement Savings Accounts (PRSA) Decision Reference 2019-0048

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration,

Year: 2019

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PDFVariable Mortgage Decision Reference 2019-0049

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Incorrect information sent to credit reference agency,

Year: 2019

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PDFOpening/Closing Accounts Decision Reference 2019-0050

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusal to open account ,

Year: 2019

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PDFBonds Decision Reference 2019-0052

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Partially upheld

All Conducts Complained Of: Fees & charges applied , Failure to provide accurate investment information

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0053

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - freezing or escape of or overflow of water or oil, Rejection of claim – partial rejection

Year: 2019

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PDFDebit Card Decision Reference 2019-0054

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusals (banking),

Year: 2019

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PDFTerm Insurance Decision Reference 2019-0055

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim – partial rejection ,

Year: 2019

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PDFMotor Decision Reference 2019-0056

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Failure to provide product/service information,

Year: 2019

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