Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFPrivate Health Insurance Decision Reference 2019-0138

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-medical necessity, Claim handling delays or issues, Delayed or inadequate communication

Year: 2019

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PDFDental Expenses Insurance Decision Reference 2019-0139

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - waiting periods apply ,

Year: 2019

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PDFCurrent Account Decision Reference 2019-0140

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied ,

Year: 2019

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PDFDebt Management Decision Reference 2019-0141

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Opening / closing of credit facility,

Year: 2019

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PDFTravel Decision Reference 2019-0142

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Substantially upheld

All Conducts Complained Of: Rejection of claim - pre-existing condition,

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0143

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues,

Year: 2019

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PDFFixed Rate Decision Reference 2019-0144

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions,

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0145

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure,

Year: 2019

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PDFTravel Decision Reference 2019-0146

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues,

Year: 2019

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PDFCar Decision Reference 2019-0147

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure & voiding , Refusal to insure - failure to renew policy

Year: 2019

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PDFFixed Rate Decision Reference 2019-0148

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of interest rate

Outcome: Rejected

All Conducts Complained Of: Application of interest rate, Delayed or inadequate communication

Year: 2019

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PDFCredit Cards Decision Reference 2019-0149

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied , Failure to provide correct information

Year: 2019

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PDFVariable Mortgage Decision Reference 2019-0150

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Lost or mislaid title deeds, Maladministration

Year: 2019

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PDFPension Transfers Decision Reference 2019-0151

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Value of policy at surrender less than expected or projected,

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0152

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Partially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews,

Year: 2019

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PDFTravel Decision Reference 2019-0153

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim – partial rejection , Disagreement regarding Settlement amount offered, Poor wording/ambiguity of policy

Year: 2019

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PDFCritical & Serious Illness Decision Reference 2019-0154

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - did not meet policy definition of illness,

Year: 2019

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PDFCar Decision Reference 2019-0155

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2019

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PDFPersonal Loan Decision Reference 2019-0156

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions, Dissatisfaction with customer service

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0157

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Level of contact or communications re. Arrears

Year: 2019

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