Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTracker Mortgage Decision Reference 2021-0388

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0389

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFLoans Decision Reference 2021-0390

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions in a timely manner, Fees & charges applied

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0391

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied (mortgage)

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0392

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Substantially upheld

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFTravel Decision Reference 2021-0393

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues, Dissatisfaction with customer service , Rejection of claim – cancellation/delay of transport

Year: 2021

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PDFPrivate Health Insurance Decision Reference 2021-0394

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - late notification, Dissatisfaction with customer service , Failure to advise on key product/service features

Year: 2021

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PDFCar Decision Reference 2021-0395

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Substantially upheld

All Conducts Complained Of: Disagreement regarding Pre-accident value provided

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0396

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0397

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFHousehold Contents Decision Reference 2021-0398

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues, Failure to provide correct information

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0399

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0400

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0401

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0402

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0403

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFTravel Decision Reference 2021-0405

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim - cancellation

Year: 2021

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PDFPrivate Health Insurance Decision Reference 2021-0406

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition, Rejection of claim - waiting periods apply

Year: 2021

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PDFApproved Minimum Retirement Fund AMRF Decision Reference 2021-0407

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Failure to process instructions, Maladministration

Year: 2021

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2021-0408

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Dissatisfaction with customer service , Failure to provide accurate account/balance information

Year: 2021

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