Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTracker Mortgage Decision Reference 2020-0077

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Refusal to move existing tracker to a new mortgage product

Year: 2020

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PDFCurrent Account Decision Reference 2020-0078

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions, Complaint handling (Consumer Protection Code) , Disputed transactions, Dissatisfaction with customer service

Year: 2020

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2020-0079

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Failure to process instructions

Year: 2020

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PDFDirect Debit Decision Reference 2020-0080

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Miscellaneous

Outcome: Partially upheld

All Conducts Complained Of: Miscellaneous , Complaint handling (Consumer Protection Code) , Maladministration

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0081

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service ,

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0082

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - subsidence or heave,

Year: 2020

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PDFCash Investment Decision Reference 2020-0083

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (investment),

Year: 2020

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PDFDebt Management Decision Reference 2020-0084

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Misrepresentation (at point of sale or after), Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service , Failure to consider vulnerability of customer, Refusals (banking)

Year: 2020

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PDFMarine or Boats Decision Reference 2020-0085

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues,

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0086

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide correct information, Dissatisfaction with customer service , Errors in calculations, Misrepresentation (at point of sale or after)

Year: 2020

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PDFPayment Protection Decision Reference 2020-0087

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - late notification,

Year: 2020

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PDFTerm Insurance Decision Reference 2020-0088

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Partially upheld

All Conducts Complained Of: Lapse/cancellation of policy, Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFOpening/Closing Accounts Decision Reference 2020-0090

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Miscellaneous

Outcome: Partially upheld

All Conducts Complained Of: Miscellaneous , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFIncome Protection and Permanent Health Decision Reference 2020-0091

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Substantially upheld

All Conducts Complained Of: Rejection of claim,

Year: 2020

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PDFBonds Decision Reference 2020-0092

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling,

Year: 2020

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PDFPayment Protection Decision Reference 2020-0093

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - late notification,

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0094

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage,

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0095

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress,

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0096

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale,

Year: 2020

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PDFCash Investment Decision Reference 2020-0097

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Partially upheld

All Conducts Complained Of: Mis-selling, Delayed or inadequate communication, Dissatisfaction with final fund value

Year: 2020

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