Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFAccounts Decision Reference 2019-0097

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure,

Year: 2019

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PDFOpening/Closing Accounts Decision Reference 2019-0098

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure,

Year: 2019

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PDFTravel Decision Reference 2019-0099

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Delayed or inadequate communication, Advice given by medical-assist line, Dissatisfaction with customer service

Year: 2019

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PDFPersonal Pension Plan Decision Reference 2019-0100

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Misrepresentation (at point of sale or after), Maladministration

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0101

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Substantially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Dissatisfaction with customer service , Failure to explain/understand index linking, Failure to process instructions in a timely manner, Value of policy at surrender less than expected or proj

Year: 2019

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PDFCar Decision Reference 2019-0102

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Upheld

All Conducts Complained Of: Lapse/cancellation of policy, Delayed or inadequate communication, Dissatisfaction with customer service , Maladministration

Year: 2019

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PDFPrivate Health Insurance Decision Reference 2019-0103

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Failure to provide product/service information, Maladministration

Year: 2019

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PDFCommercial Decision Reference 2019-0104

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Maladministration, Mis-selling (insurance)

Year: 2019

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PDFCar Finance Decision Reference 2019-0105

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Substantially upheld

All Conducts Complained Of: Failure to provide product/service information, Dissatisfaction with customer service , Failure to implement options at end of agreement, Maladministration

Year: 2019

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PDFTerm Insurance Decision Reference 2019-0106

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Management of Fund

Outcome: Partially upheld

All Conducts Complained Of: Value of policy at surrender less than expected or projected,

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0107

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Rejected

All Conducts Complained Of: Disagreement regarding Settlement amount offered,

Year: 2019

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PDFIncome Protection and Permanent Health Decision Reference 2019-0108

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration,

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0109

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - non-disclosure & voiding ,

Year: 2019

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PDFCurrent Account Decision Reference 2019-0111

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service ,

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0112

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim - freezing or escape of or overflow of water or oil, Rejection of claim - late notification

Year: 2019

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PDFCurrent Account Decision Reference 2019-0113

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Delayed or inadequate communication,

Year: 2019

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PDFCredit Cards Decision Reference 2019-0114

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Selling loan to third party provider, Delayed or inadequate communication, Misrepresentation (at point of sale or after)

Year: 2019

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PDFPersonal Pension Plan Decision Reference 2019-0115

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Dissatisfaction with customer service , Failure to advise on tax implications/tax relief, Failure to process instructions in a timely manner

Year: 2019

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PDFUnit Linked Whole-of-Life Decision Reference 2019-0116

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Value of policy at surrender less than expected or projected,

Year: 2019

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PDFUnit Linked Whole-of-Life Decision Reference 2019-0117

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusal to insure - failure to renew policy,

Year: 2019

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