Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFMortgage Protection Decision Reference 2019-0223

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication

Year: 2019

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PDFTracker Mortgage Decision Reference 2019-0224

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product,

Year: 2019

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PDFBonds Decision Reference 2019-0225

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with final fund value , Delayed or inadequate communication, Failure to process instructions in a timely manner, Fees & charges applied

Year: 2019

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PDFPersonal Accident Decision Reference 2019-0226

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy, Maladministration

Year: 2019

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PDFCurrent Account Decision Reference 2019-0227

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Dissatisfaction with customer service

Year: 2019

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PDFPrivate Health Insurance Decision Reference 2019-0228

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim – partial rejection ,

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0229

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure,

Year: 2019

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PDFCar Decision Reference 2019-0231

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure, Failure to advise on key product/service features

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0232

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration,

Year: 2019

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PDFMortgage Decision Reference 2019-0233

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Failure to process instructions

Year: 2019

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PDFShares/Equities Investment Decision Reference 2019-0234

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide correct information, Maladministration

Year: 2019

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PDFCurrent Account Decision Reference 2019-0235

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Accessibility issues,

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0236

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Substantially upheld

All Conducts Complained Of: Claim handling delays or issues,

Year: 2019

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PDFMultiple Products/Services Decision Reference 2019-0237

Sector: Banking

Product/Service: Multiple Banking Product/Service

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Failure to provide accurate account/balance information , Fees & charges applied , Maladministration

Year: 2019

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PDFMobile Phone Decision Reference 2019-0238

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - theft or attempt theft, Maladministration

Year: 2019

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PDFPayment Protection Decision Reference 2019-0239

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (insurance),

Year: 2019

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PDFPayment Protection Decision Reference 2019-0240

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Claim Handling

Outcome: Upheld

All Conducts Complained Of: Disagreement regarding Medical evidence submitted , Rejection of claim - fit to return to work

Year: 2019

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PDFAdditional Voluntary Contribution (AVC) Decision Reference 2019-0241

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Mis-selling

Outcome: Upheld

All Conducts Complained Of: Mis-selling, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Maladministration

Year: 2019

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PDFTravel Decision Reference 2019-0242

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - pre-existing condition,

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0243

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration (life), Failure to process instructions

Year: 2019

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