Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFRepayment Mortgage Decision Reference 2019-0158

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions in a timely manner,

Year: 2019

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PDFCredit Cards Decision Reference 2019-0159

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Level of contact or communications re. Arrears, Appointment of debt collection agency , Dissatisfaction with customer service

Year: 2019

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PDFPet Insurance Decision Reference 2019-0160

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - pre-existing condition,

Year: 2019

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PDFCash Investment Decision Reference 2019-0161

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Failure to provide correct information, Delayed or inadequate communication, Failure to provide accurate investment information

Year: 2019

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PDFOther Decision Reference 2019-0162

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - late notification,

Year: 2019

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PDFInterest Only Decision Reference 2019-0163

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Transactions

Outcome: Partially upheld

All Conducts Complained Of: Disputed transactions, Dissatisfaction with customer service , Failure to process instructions, Fees & charges applied , Maladministration

Year: 2019

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PDFCar Decision Reference 2019-0164

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Failure to provide product/service information

Year: 2019

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PDFLoans Decision Reference 2019-0165

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Application of interest rate

Outcome: Partially upheld

All Conducts Complained Of: Application of interest rate, Errors in calculations

Year: 2019

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PDFCar Decision Reference 2019-0166

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Premium Rate Applied

Outcome: Substantially upheld

All Conducts Complained Of: Premium rate increases , Complaint handling (Consumer Protection Code) , Documents mislaid – renewal of policy, Failure to provide no claims bonus/ inaccurate no claims bonus , Maladministration, Payment of 3rd party claim

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0167

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Rejected

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews,

Year: 2019

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PDFIncome Protection and Permanent Health Decision Reference 2019-0168

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fit to return to work, Claim handling delays or issues, Delayed or inadequate communication

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0169

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Failure to provide correct information,

Year: 2019

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PDFPrivate Health Insurance Decision Reference 2019-0170

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Dissatisfaction with customer service

Year: 2019

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PDFIncome Protection and Permanent Health Decision Reference 2019-0171

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fit to return to work,

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0172

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide correct information, Dissatisfaction with customer service , Maladministration (life)

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0173

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Failure to provide correct information,

Year: 2019

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PDFPrivate Health Insurance Decision Reference 2019-0174

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide correct information, Claim handling delays or issues

Year: 2019

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PDFPersonal Loan Decision Reference 2019-0175

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusal to grant consumer credit ,

Year: 2019

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PDFBanking Online Facility Decision Reference 2019-0176

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service ,

Year: 2019

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PDFMortgage Protection Decision Reference 2019-0177

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration, Delayed or inadequate communication

Year: 2019

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