Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFInterest Only Decision Reference 2018-0121

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Delayed or inadequate communication, Selling mortgage to t/p provider

Year: 2018

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PDFPension Decision Reference 2018-0122

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Failure to advise on key product/service features

Year: 2018

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PDFPet Insurance Decision Reference 2018-0123

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2018

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PDFLife Decision Reference 2018-0124

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Upheld

All Conducts Complained Of: Failure to advise on key product/service features, Fees & charges applied (life)

Year: 2018

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PDFPayment Protection Decision Reference 2018-0125

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Claim Handling

Outcome: Upheld

All Conducts Complained Of: Claim handling delays or issues

Year: 2018

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PDFCar Decision Reference 2018-0126

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure, Rejection of claim - non-disclosure & voiding

Year: 2018

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PDFCurrent Account Decision Reference 2018-0128

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied , Disputed transactions

Year: 2018

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PDFLending Decision Reference 2018-0130

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Application of interest rate

Outcome: Substantially upheld

All Conducts Complained Of: Application of interest rate

Year: 2018

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PDFWhole-of-Life Decision Reference 2018-0131

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Partially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Delayed or inadequate communication

Year: 2018

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PDFCritical & Serious Illness Decision Reference 2018-0132

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - did not meet policy definition of disability

Year: 2018

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PDFPension Decision Reference 2018-0133

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide product/service information, Fees & charges applied

Year: 2018

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PDFCash Investment Decision Reference 2018-0134

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Substantially upheld

All Conducts Complained Of: Failure to provide product/service information, Delayed or inadequate communication

Year: 2018

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PDFCritical & Serious Illness Decision Reference 2018-0135

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure & voiding

Year: 2018

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PDFLife Decision Reference 2018-0136

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure

Year: 2018

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PDFLoans Decision Reference 2018-0137

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Delayed or inadequate communication

Year: 2018

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PDFLife Decision Reference 2018-0138

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Rejection of claim

Year: 2018

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PDFBonds Decision Reference 2018-0139

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Delayed or inadequate communication

Year: 2018

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PDFMotor Decision Reference 2018-0140

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Substantially upheld

All Conducts Complained Of: Claim handling delays or issues, Dissatisfaction with customer service

Year: 2018

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PDFCar Decision Reference 2018-0141

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - insurable interest

Year: 2018

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PDFRepayment Mortgage Decision Reference 2018-0142

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process , Level of contact or communications re. Arrears

Year: 2018

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