Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFInvestment/buy to Let Mortgage Decision Reference 2021-0132

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Level of contact or communications re. Arrears, Dissatisfaction with customer service , Failure to process instructions in a timely manner, Maladministration regarding voluntary sale, Refusals (banking)

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0133

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0134

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFTractor Decision Reference 2021-0135

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - accidental damage, Failure to process instructions, Fees & charges applied

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0136

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFService Decision Reference 2021-0137

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2021

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PDFCar Decision Reference 2021-0138

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication, No claim bonus issues

Year: 2021

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PDFCar Decision Reference 2021-0139

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Failure to provide correct information, No claim bonus issues

Year: 2021

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PDFService Decision Reference 2021-0140

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Upheld

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2021

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PDFPrivate Health Insurance Decision Reference 2021-0141

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Complaint handling (Consumer Protection Code)

Year: 2021

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PDFCar Decision Reference 2021-0142

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Premium rate increases

Year: 2021

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PDFHousehold Buildings Decision Reference 2021-0143

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - freezing or escape of or overflow of water or oil, Claim handling delays or issues, Delayed or inadequate communication

Year: 2021

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PDFOther Decision Reference 2021-0144

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy, Delayed or inadequate communication, Failure to provide product/service information

Year: 2021

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PDFTerm Insurance Decision Reference 2021-0145

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusal to insure - failure to renew policy

Year: 2021

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PDFDebit Card Decision Reference 2021-0146

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions, Failure to provide correct information

Year: 2021

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PDFMoney Transfer Decision Reference 2021-0147

Sector: Banking

Product/Service: Payment Service

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions, Failure to provide adequate security measures

Year: 2021

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PDFRetail Decision Reference 2021-0148

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2021

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PDFHousehold Buildings Decision Reference 2021-0149

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fire, Lapse/cancellation of policy

Year: 2021

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PDFWhole-of-Life Decision Reference 2021-0150

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy (life), Failure to consider vulnerability of customer, Failure to provide accurate investment information, Fees & charges applied , Fees & charges applied (life)

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0151

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2021

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