Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFAccounts Decision Reference 2019-0057

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Partially upheld

All Conducts Complained Of: Disputed transactions,

Year: 2019

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PDFUnit Linked Whole-of-Life Decision Reference 2019-0058

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Value of policy at surrender less than expected or projected,

Year: 2019

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PDFCar Decision Reference 2019-0059

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration, Delayed or inadequate communication, Dissatisfaction with customer service , Lapse/cancellation of policy

Year: 2019

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PDFPersonal Loan Decision Reference 2019-0060

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (banking),

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0061

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Level of contact or communications re. Arrears, Dissatisfaction with customer service , Failure to process instructions

Year: 2019

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PDFUnit Linked Whole-of-Life Decision Reference 2019-0062

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration, Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2019

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PDFTravel Decision Reference 2019-0063

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition,

Year: 2019

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PDFTravel Decision Reference 2019-0064

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - reasonable care/unattended,

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0065

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy,

Year: 2019

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PDFAdditional Voluntary Contribution (AVC) Decision Reference 2019-0066

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Delayed or inadequate communication

Year: 2019

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PDFDebt Management Decision Reference 2019-0067

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service , Fees & charges applied

Year: 2019

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PDFPersonal Loan Decision Reference 2019-0068

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusal to grant consumer credit , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2019

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PDFFarm & Livestock Decision Reference 2019-0069

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Failure to advise on key product/service features, Maladministration

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0070

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Lost or mislaid title deeds,

Year: 2019

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PDFTravel Decision Reference 2019-0071

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition,

Year: 2019

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PDFCar Decision Reference 2019-0072

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy, Rejection of claim - non-disclosure

Year: 2019

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PDFCar Decision Reference 2019-0073

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Delayed or inadequate communication, Failure to provide product/service information

Year: 2019

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PDFVariable Mortgage Decision Reference 2019-0074

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of interest rate

Outcome: Rejected

All Conducts Complained Of: Application of interest rate, Failure to process instructions

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0075

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Mis-selling

Outcome: Upheld

All Conducts Complained Of: Mis-selling (insurance), Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service , Maladministration

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0076

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - non-disclosure & voiding ,

Year: 2019

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