Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTracker Mortgage Decision Reference 2022-0193

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process , Arrears handling (non- Mortgage Arears Resolution Process ), Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service , Maladminist

Year: 2022

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PDFSelf-Administered (SIPP) / Self-Directed Decision Reference 2022-0194

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Fees & charges applied , Maladministration, Switching funds , Value of policy at surrender less than expected or projected

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0196

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0197

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0198

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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PDFCash Investment Decision Reference 2022-0199

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Encashment delays , Failure to provide correct information, Poor wording/ambiguity of policy

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0201

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Selling mortgage to t/p provider

Year: 2022

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PDFInvestment Decision Reference 2022-0202

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0203

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling (non- Mortgage Arears Resolution Process ), Classification of borrower as non-cooperating, Dissatisfaction with customer service , Incorrect information sent to credit reference agency, Maladministration regarding voluntary sale

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0204

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Application of interest rate

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0205

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0206

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0207

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0208

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0209

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2022

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PDFVan Decision Reference 2022-0210

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0211

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Failure to process instructions in a timely manner

Year: 2022

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PDFPayment Protection Decision Reference 2022-0212

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide correct information, Mis-selling

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0213

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Rejected

All Conducts Complained Of: Failure to provide calculations, Arrears handling (non- Mortgage Arears Resolution Process ), Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Fees & charges applied (mortgage), Level of contact or communications r

Year: 2022

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PDFVariable Mortgage Decision Reference 2022-0214

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Maladministration

Year: 2022

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