Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFPersonal Pension Plan Decision Reference 2019-0077

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Substantially upheld

All Conducts Complained Of: Fees & charges applied ,

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0078

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process , Dissatisfaction with customer service

Year: 2019

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PDFTravel Decision Reference 2019-0079

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues,

Year: 2019

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PDFPersonal Loan Decision Reference 2019-0080

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency, Delayed or inadequate communication

Year: 2019

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PDFBonds Decision Reference 2019-0081

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Delayed or inadequate communication, Failure to consider suitability

Year: 2019

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PDFCar Decision Reference 2019-0082

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusal to insure - failure to renew policy, Dissatisfaction with customer service

Year: 2019

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PDFHousehold Contents Decision Reference 2019-0083

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Lapse/cancellation of policy

Year: 2019

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PDFTracker Mortgage Decision Reference 2019-0084

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Substantially upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress,

Year: 2019

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PDFTravel Decision Reference 2019-0085

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues,

Year: 2019

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PDFCurrent Account Decision Reference 2019-0086

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions,

Year: 2019

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PDFCar Finance Decision Reference 2019-0087

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling , Level of contact or communications re. Arrears, Refusal to grant consumer credit

Year: 2019

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PDFIncome Protection and Permanent Health Decision Reference 2019-0088

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - fit to return to work,

Year: 2019

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PDFMortgage Decision Reference 2019-0089

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling (non- Mortgage Arears Resolution Process ),

Year: 2019

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PDFInvestment Decision Reference 2019-0090

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions,

Year: 2019

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PDFAccounts Decision Reference 2019-0091

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure,

Year: 2019

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PDFIncome Protection and Permanent Health Decision Reference 2019-0092

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - fit to return to work,

Year: 2019

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PDFOpening/Closing Accounts Decision Reference 2019-0093

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure,

Year: 2019

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PDFCritical & Serious Illness Decision Reference 2019-0094

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2019

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PDFOpening/Closing Accounts Decision Reference 2019-0095

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure,

Year: 2019

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PDFAccounts Decision Reference 2019-0096

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure,

Year: 2019

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