Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFWhole-of-Life Decision Reference 2019-0244

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied (life),

Year: 2019

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PDFFixed Rate Decision Reference 2019-0245

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Transactions

Outcome: Substantially upheld

All Conducts Complained Of: Failure to provide accurate account/balance information , Incorrect information sent to credit reference agency

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0246

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service ,

Year: 2019

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PDFCar Finance Decision Reference 2019-0247

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Upheld

All Conducts Complained Of: Errors in calculations, Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service , Level of contact or communications re. Arrears

Year: 2019

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PDFCredit Union Loan Decision Reference 2019-0248

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service ,

Year: 2019

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PDFBusiness Bank account Decision Reference 2019-0249

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Complaint handling (Consumer Protection Code)

Year: 2019

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PDFTerm Insurance Decision Reference 2019-0250

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide correct information, Failure to process instructions

Year: 2019

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PDFEndowment mortgage Decision Reference 2019-0251

Sector: Investment

Product/Service: Endowment

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide product/service information, Delayed or inadequate communication

Year: 2019

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PDFLending Decision Reference 2019-0252

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration,

Year: 2019

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PDFCar Decision Reference 2019-0254

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues, Payment of 3rd party claim

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0255

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide correct information, Delayed or inadequate communication

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0256

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Partially upheld

All Conducts Complained Of: Lapse/cancellation of policy (life),

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0257

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Upheld

All Conducts Complained Of: Fees & charges applied (mortgage),

Year: 2019

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PDFLife Decision Reference 2019-0258

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Substantially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Dissatisfaction with customer service , Failure to provide correct information

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0259

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Partially upheld

All Conducts Complained Of: Settlement amount (mortgage), Delayed or inadequate communication, Dissatisfaction with customer service , Failure to provide correct information, Fees & charges applied (mortgage)

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0260

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - freezing or escape of or overflow of water or oil,

Year: 2019

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PDFLoans Decision Reference 2019-0261

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling - commercial lending ,

Year: 2019

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PDFTravel Decision Reference 2019-0262

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2019

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PDFTravel Decision Reference 2019-0263

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - definition of valuables,

Year: 2019

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PDFMortgage Protection Decision Reference 2019-0264

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (insurance),

Year: 2019

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