Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTracker Mortgage Decision Reference 2020-0034

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage,

Year: 2020

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PDFCar Decision Reference 2020-0035

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Failure to provide no claims bonus/ inaccurate no claims bonus , Failure to provide correct information, Lapse/cancellation of policy

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0036

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage,

Year: 2020

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PDFFarm & Livestock Decision Reference 2020-0037

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - fire, Premium rate increases , Rejection of claim

Year: 2020

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PDFPayment Protection Decision Reference 2020-0038

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Complaint handling (Consumer Protection Code) ,

Year: 2020

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PDFHousehold Contents Decision Reference 2020-0039

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0040

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage,

Year: 2020

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PDFInvestment/buy to Let Mortgage Decision Reference 2020-0041

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Appointment of a receiver, Arrears handling - buy-to-let

Year: 2020

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PDFLife Decision Reference 2020-0042

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Failure to provide correct information

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0043

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress,

Year: 2020

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PDFATM Decision Reference 2020-0044

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Accessibility issues, Non-receipt of money

Year: 2020

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PDFMortgage Protection Decision Reference 2020-0045

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0046

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2020

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PDFCheques Decision Reference 2020-0047

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Dissatisfaction with customer service

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0048

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product, Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFPayment Protection Decision Reference 2020-0049

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fit to return to work,

Year: 2020

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PDFShares/Equities Investment Decision Reference 2020-0050

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (investment),

Year: 2020

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PDFHospital Cash Plan Decision Reference 2020-0051

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0053

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage,

Year: 2020

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PDFCommercial Mortgage Decision Reference 2020-0054

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling - buy-to-let, Delayed or inadequate communication, Level of contact or communications re. Arrears, Maladministration

Year: 2020

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