Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFRepayment Mortgage Decision Reference 2022-0171

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication, Level of contact or communications re. Arrears

Year: 2022

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PDFCurrent Account Decision Reference 2022-0173

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Dissatisfaction with customer service , Failure to provide accurate account/balance information , Failure to provide correct information

Year: 2022

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PDFMortgage Decision Reference 2022-0174

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling

Year: 2022

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PDFMortgage Decision Reference 2022-0175

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Mis-selling

Outcome: Partially upheld

All Conducts Complained Of: Mis-selling

Year: 2022

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PDFMortgage Decision Reference 2022-0176

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0177

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions

Year: 2022

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PDFShares/Equities Investment Decision Reference 2022-0178

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Substantially upheld

All Conducts Complained Of: Fees & charges applied , Alleged poor management of fund, Failure to process instructions in a timely manner, Maladministration

Year: 2022

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PDFTravel Decision Reference 2022-0179

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - cancellation

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0181

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Transactions

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide accurate account/balance information , Failure to advise on key product/service features, Failure to provide correct information, Failure to provide product/service information, Misrepresentation (at point of sale or after)

Year: 2022

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PDFCar Decision Reference 2022-0182

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy, Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2022

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PDFPension Transfers Decision Reference 2022-0183

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service

Year: 2022

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PDFCash Investment Decision Reference 2022-0184

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Partially upheld

All Conducts Complained Of: Early withdrawal penalty , Complaint handling (Consumer Protection Code) , Delayed or inadequate communication

Year: 2022

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PDFCheques Decision Reference 2022-0185

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration

Year: 2022

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PDFInvestment/buy to Let Mortgage Decision Reference 2022-0186

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Selling mortgage to t/p provider , Arrears handling - buy-to-let, Fees & charges applied , Maladministration

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0187

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Level of contact or communications re. Arrears, Delayed or inadequate communication, Dissatisfaction with customer service , Incorrect information sent to credit reference agency

Year: 2022

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PDFLoans Decision Reference 2022-0188

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Selling loan to third party provider, Application of interest rate, Dissatisfaction with customer service , Failure to implement payment terms

Year: 2022

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PDFTravel Decision Reference 2022-0189

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Substantially upheld

All Conducts Complained Of: Rejection of claim

Year: 2022

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PDFUnit Linked Whole-of-Life Decision Reference 2022-0190

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Rejected

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews

Year: 2022

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PDFShares/Equities Investment Decision Reference 2022-0191

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide correct information, Failure to process instructions

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0192

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Failure to process instructions in a timely manner, Delayed or inadequate communication, Dissatisfaction with customer service , Failure to implement payment terms, Incorrect information sent to credit reference agency, Wrongful consideration of forbeara

Year: 2022

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