Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFLending Decision Reference 2019-0178

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Failure to provide product/service information, Mis-selling (banking)

Year: 2019

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PDFPersonal Loan Decision Reference 2019-0179

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency, Dissatisfaction with customer service

Year: 2019

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PDFPrivate Health Insurance Decision Reference 2019-0180

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2019

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PDFCurrent Account Decision Reference 2019-0181

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service ,

Year: 2019

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PDFVariable Mortgage Decision Reference 2019-0182

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Level of contact or communications re. Arrears, Complaint handling (Consumer Protection Code) , Documents mislaid or lost, Selling mortgage to t/p provider

Year: 2019

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PDFPrivate Health Insurance Decision Reference 2019-0183

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - waiting periods apply , Mis-selling

Year: 2019

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PDFCurrent Account Decision Reference 2019-0184

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Upheld

All Conducts Complained Of: Disputed transactions, Failure to process instructions in a timely manner

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0185

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Failure to provide accurate account/balance information

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0186

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Substantially upheld

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process ,

Year: 2019

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PDFPet Insurance Decision Reference 2019-0187

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition,

Year: 2019

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PDFCar Decision Reference 2019-0188

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication

Year: 2019

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PDFDebit Card Decision Reference 2019-0189

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied ,

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0190

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0192

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Partially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Dissatisfaction with customer service , Failure to advise on key product/service features

Year: 2019

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PDFMultiple Products/Services Decision Reference 2019-0193

Sector: Banking

Product/Service: Multiple Banking Product/Service

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions in a timely manner, Dissatisfaction with customer service , Failure to advise on key product/service features

Year: 2019

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PDFCash Investment Decision Reference 2019-0194

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Value of policy at surrender less than expected or projected,

Year: 2019

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PDFCredit Union Loan Decision Reference 2019-0195

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Disputed Transactions

Outcome: Upheld

All Conducts Complained Of: Disputed transactions, Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service , Maladministration

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0196

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Substantially upheld

All Conducts Complained Of: Rejection of claim - subsidence or heave, Failure to advise on key product/service features

Year: 2019

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PDFLending Decision Reference 2019-0197

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Misrepresentation (at point of sale or after),

Year: 2019

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PDFMortgage Decision Reference 2019-0199

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication, Maladministration (mortgage)

Year: 2019

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