Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFMortgage Decision Reference 2020-0412

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTravel Decision Reference 2020-0413

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - theft or attempt theft, Rejection of claim - definition of valuables

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0414

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Failure to offer a tracker rate at point of sale

Year: 2020

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PDFService Decision Reference 2020-0415

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0416

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0417

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFBicycle Insurance Decision Reference 2020-0418

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - theft or attempt theft

Year: 2020

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PDFFarm & Livestock Decision Reference 2020-0419

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim – partial rejection

Year: 2020

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PDFCash Investment Decision Reference 2020-0420

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Complaint handling (Consumer Protection Code)

Year: 2020

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PDFIncome Protection and Permanent Health Decision Reference 2020-0421

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - depression/mental health illness

Year: 2020

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PDFCash Investment Decision Reference 2020-0422

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration

Year: 2020

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PDFBonds Decision Reference 2020-0423

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Partially upheld

All Conducts Complained Of: Value of policy at surrender less than expected or projected

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0424

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFApproved Minimum Retirement Fund AMRF Decision Reference 2020-0425

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Mis-selling

Outcome: Partially upheld

All Conducts Complained Of: Mis-selling, Fees & charges applied

Year: 2020

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PDFCurrent Account Decision Reference 2020-0426

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0427

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Application of interest rate

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0428

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0429

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Selling mortgage to t/p provider

Year: 2020

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PDFManaging Deceased Estates Decision Reference 2020-0430

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Documents mislaid or lost, Delayed or inadequate communication, Failure to provide correct information

Year: 2020

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PDFProfessional Indemnity Decision Reference 2020-0431

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Mis-selling

Outcome: Partially upheld

All Conducts Complained Of: Mis-selling (insurance), Dissatisfaction with customer service

Year: 2020

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