Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFCredit Cards Decision Reference 2020-0230

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service

Year: 2020

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PDFInterest Only Decision Reference 2020-0231

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Failure to implement payment terms, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0232

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2020

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PDFCredit Union Loan Decision Reference 2020-0233

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Level of contact or communications re. Arrears, Arrears handling , Delayed or inadequate communication, Failure to provide correct information, Level of contact or communications re. Arrears

Year: 2020

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PDFTravel Decision Reference 2020-0234

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Dissatisfaction with customer service

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0235

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Rejected

All Conducts Complained Of: Disagreement regarding Settlement amount offered

Year: 2020

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PDFTravel Decision Reference 2020-0236

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2020

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PDFTravel Decision Reference 2020-0237

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - reasonable care/unattended

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0238

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFIncome Protection and Permanent Health Decision Reference 2020-0239

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fit to return to work

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0240

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product, Failure to offer a tracker rate at point of sale

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0241

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFWhole-of-Life Decision Reference 2020-0242

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration

Year: 2020

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2020-0243

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service

Year: 2020

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PDFCar Decision Reference 2020-0244

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Failure to provide no claims bonus/ inaccurate no claims bonus , Dissatisfaction with customer service , Maladministration

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0245

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0246

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0247

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0248

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFPersonal Loan Decision Reference 2020-0249

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication, Failure to process instructions in a timely manner

Year: 2020

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