Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFSavings Account Decision Reference 2019-0200

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Complaint handling (Consumer Protection Code)

Year: 2019

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PDFInterest Only Decision Reference 2019-0201

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Premature ceasing of arrears negotiations, Dissatisfaction with customer service , Level of contact or communications re. Arrears

Year: 2019

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PDFIncome Protection and Permanent Health Decision Reference 2019-0202

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fit to return to work,

Year: 2019

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PDFBanking Online Facility Decision Reference 2019-0203

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Accessibility issues, Maladministration

Year: 2019

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PDFTravel Decision Reference 2019-0204

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2019

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PDFInvestment Decision Reference 2019-0205

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Delayed or inadequate communication,

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0206

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Documents mislaid or lost, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service , Maladministration

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0207

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Appointment of debt collection agency , Failure to process instructions in a timely manner

Year: 2019

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PDFTravel Decision Reference 2019-0208

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Delayed or inadequate communication, Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service

Year: 2019

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PDFMortgage Decision Reference 2019-0209

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Fees & charges applied , Maladministration

Year: 2019

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PDFPersonal Loan Decision Reference 2019-0210

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency, Arrears handling , Dissatisfaction with customer service

Year: 2019

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PDFLending Decision Reference 2019-0211

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Application of interest rate

Outcome: Rejected

All Conducts Complained Of: Application of interest rate,

Year: 2019

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PDFMortgage Decision Reference 2019-0212

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling (non- Mortgage Arears Resolution Process ), Dissatisfaction with customer service , Incorrect information sent to credit reference agency, Maladministration (mortgage)

Year: 2019

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PDFPersonal Loan Decision Reference 2019-0213

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency,

Year: 2019

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PDFCheques Decision Reference 2019-0215

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration, Disputed transactions

Year: 2019

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PDFOff-set Mortgage Decision Reference 2019-0216

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide correct information, Misrepresentation (at point of sale or after)

Year: 2019

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PDFCredit Union Loan Decision Reference 2019-0217

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication

Year: 2019

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PDFInterest Only Decision Reference 2019-0218

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling,

Year: 2019

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PDFOpening/Closing Accounts Decision Reference 2019-0219

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure,

Year: 2019

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PDFOpening/Closing Accounts Decision Reference 2019-0222

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure,

Year: 2019

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