Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTracker Mortgage Decision Reference 2021-0490

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFCurrent Account Decision Reference 2021-0491

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Substantially upheld

All Conducts Complained Of: Disputed transactions, Dissatisfaction with customer service , Handling of fraudulent transactions

Year: 2021

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PDFOverdrafts Decision Reference 2021-0492

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Maladministration

Year: 2021

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PDFVariable Mortgage Decision Reference 2021-0493

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration (mortgage), Dissatisfaction with customer service , Failure to implement payment terms, Failure to provide accurate account/balance information , Fees & charges applied (mortgage), Selling mortgage to t/p provider

Year: 2021

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PDFOnline Share Dealing Decision Reference 2021-0494

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration, Delayed or inadequate communication, Failure to provide correct information

Year: 2021

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PDFCurrent Account Decision Reference 2021-0495

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0496

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Selling mortgage to t/p provider , Arrears handling (non- Mortgage Arears Resolution Process ), Level of contact or communications re. Arrears

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0497

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Selling mortgage to t/p provider , Failure to implement payment terms

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0498

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0499

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFCheques Decision Reference 2021-0500

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Failure to provide product/service information, Dissatisfaction with customer service , Failure to process instructions in a timely manner

Year: 2021

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PDFService Decision Reference 2021-0501

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues, Poor wording/ambiguity of policy, Rejection of claim

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0502

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0503

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of interest rate

Outcome: Partially upheld

All Conducts Complained Of: Application of interest rate

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0504

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration (mortgage), Dissatisfaction with customer service , Failure to process instructions, Incorrect information sent to credit reference agency

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0505

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling (non- Mortgage Arears Resolution Process ), Disputed transactions, Failure to provide correct information, Level of contact or communications re. Arrears

Year: 2021

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PDFCredit Cards Decision Reference 2021-0506

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied , Dissatisfaction with customer service , Level of contact or communications re. Arrears

Year: 2021

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PDFVariable Mortgage Decision Reference 2021-0507

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Delayed or inadequate communication, Dissatisfaction with customer service , Maladministration (mortgage)

Year: 2021

View Document

PDFTracker Mortgage Decision Reference 2021-0508

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

View Document

PDFTracker Mortgage Decision Reference 2021-0509

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

View Document

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