Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFVan Decision Reference 2020-0473

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Premium Rate Applied

Outcome: Partially upheld

All Conducts Complained Of: Premium rate increases , Delayed or inadequate communication, Dissatisfaction with customer service , Failure to provide correct information

Year: 2020

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PDFVan Decision Reference 2020-0474

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Premium Rate Applied

Outcome: Upheld

All Conducts Complained Of: Premium rate increases , Delayed or inadequate communication, Dissatisfaction with customer service , Failure to provide correct information

Year: 2020

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PDFCredit Cards Decision Reference 2020-0475

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration, Dissatisfaction with customer service

Year: 2020

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PDFMortgage Decision Reference 2020-0476

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration

Year: 2020

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2020-0477

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Substantially upheld

All Conducts Complained Of: Non-receipt of money

Year: 2020

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PDFSavings Account Decision Reference 2020-0478

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration, Failure to provide notification /reason for closure, Non-receipt of money

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0480

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0481

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Application of interest rate

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0482

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0483

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Failure to advise on key product/service features, Delayed or inadequate communication, Fees & charges applied

Year: 2020

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PDFRetail Decision Reference 2020-0484

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Substantially upheld

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues, Delayed or inadequate communication

Year: 2020

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PDFCar Finance Decision Reference 2020-0485

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Complaint handling (Consumer Protection Code) , Errors in calculations

Year: 2020

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PDFWhole-of-Life Decision Reference 2020-0486

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration

Year: 2020

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PDFPet Insurance Decision Reference 2021-0000

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure, Misrepresentation (at point of sale or after)

Year: 2021

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PDFHousehold Buildings Decision Reference 2021-0001

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim - fire

Year: 2021

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PDFService Decision Reference 2021-0002

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2021

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PDFTravel Decision Reference 2021-0003

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - cancellation

Year: 2021

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PDFHousehold Buildings Decision Reference 2021-0006

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - storm, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Failure to process instructions

Year: 2021

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PDFDebt Management Decision Reference 2021-0007

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Failure to provide accurate account/balance information

Year: 2021

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PDFATM Decision Reference 2021-0008

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Upheld

All Conducts Complained Of: Failure to provide adequate security measures, Handling of fraudulent transactions

Year: 2021

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