Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFAccounts Decision Reference 2019-0307

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions,

Year: 2019

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PDFVan Decision Reference 2019-0308

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure,

Year: 2019

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PDFMortgage Decision Reference 2019-0309

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Documents mislaid or lost, Failure to process instructions in a timely manner

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0310

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration, Errors in calculations

Year: 2019

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PDFCredit Cards Decision Reference 2019-0311

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Failure to process instructions in a timely manner, Delayed or inadequate communication, Failure to provide accurate account/balance information , Failure to provide correct information

Year: 2019

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PDFCommercial Mortgage Decision Reference 2019-0312

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Selling loan to third party provider, Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0313

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling (non- Mortgage Arears Resolution Process ), Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Selling mortgage to t/p provider

Year: 2019

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PDFHousehold Buildings Decision Reference 2019-0314

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim,

Year: 2019

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PDFOpening/Closing Accounts Decision Reference 2019-0315

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions,

Year: 2019

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PDFCredit Cards Decision Reference 2019-0316

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Partially upheld

All Conducts Complained Of: Errors in calculations,

Year: 2019

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PDFPension Decision Reference 2019-0317

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Substantially upheld

All Conducts Complained Of: Misrepresentation (at point of sale or after),

Year: 2019

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PDFRepayment Mortgage Decision Reference 2019-0318

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusals (banking),

Year: 2019

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PDFCurrent Account Decision Reference 2019-0319

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service ,

Year: 2019

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PDFOther Decision Reference 2019-0320

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide correct information, Misrepresentation (at point of sale or after)

Year: 2019

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PDFFixed Rate Decision Reference 2019-0321

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration, Dissatisfaction with customer service , Failure to process instructions

Year: 2019

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PDFTracker Mortgage Decision Reference 2019-0322

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2019

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PDFWhole-of-Life Decision Reference 2019-0323

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Partially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Misrepresentation (at point of sale or after)

Year: 2019

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PDFMotor Decision Reference 2019-0324

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusal to insure - failure to renew policy, Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service

Year: 2019

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PDFBanking Online Facility Decision Reference 2019-0325

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Accessibility issues, Dissatisfaction with customer service

Year: 2019

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PDFCritical & Serious Illness Decision Reference 2019-0326

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - did not meet policy definition of illness,

Year: 2019

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