Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFCurrent Account Decision Reference 2021-0173

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions, Dissatisfaction with customer service , Failure to provide adequate security measures, Fees & charges applied , Unauthorised withdrawals

Year: 2021

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PDFPrivate Health Insurance Decision Reference 2021-0174

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0175

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of interest rate

Outcome: Rejected

All Conducts Complained Of: Application of interest rate, Delayed or inadequate communication, Failure to provide product/service information

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0176

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0177

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Wrongful consideration of forbearance request, Failure to implement payment terms

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0178

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2021

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PDFUnit Linked Whole-of-Life Decision Reference 2021-0179

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Encashment delays , Delayed or inadequate communication

Year: 2021

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PDFTravel Decision Reference 2021-0180

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Complaint handling (Consumer Protection Code) , Rejection of claim – partial rejection

Year: 2021

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PDFTerm Insurance Decision Reference 2021-0181

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Failure to provide correct information, Dissatisfaction with customer service , Refusal to insure - failure to renew policy

Year: 2021

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PDFTractor Decision Reference 2021-0182

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues

Year: 2021

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PDFService Decision Reference 2021-0183

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues, Complaint handling (Consumer Protection Code)

Year: 2021

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PDFService Decision Reference 2021-0184

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Upheld

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2021

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PDFEndowment mortgage Decision Reference 2021-0185

Sector: Investment

Product/Service: Endowment

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Failure to process instructions in a timely manner, Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service

Year: 2021

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PDFService Decision Reference 2021-0186

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2021

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PDFRetail Decision Reference 2021-0187

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues

Year: 2021

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PDFRental Property Decision Reference 2021-0188

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues

Year: 2021

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PDFDirect Debit Decision Reference 2021-0189

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions in a timely manner, Dissatisfaction with customer service

Year: 2021

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PDFMortgage Protection Decision Reference 2021-0190

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Failure to process instructions, Dissatisfaction with customer service

Year: 2021

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PDFWhole-of-Life Decision Reference 2021-0191

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Premium Rate Applied

Outcome: Rejected

All Conducts Complained Of: Premium rate increases , Complaint handling (Consumer Protection Code)

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0192

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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