Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTracker Mortgage Decision Reference 2020-0392

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0393

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition, Claim handling delays or issues

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0394

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2020

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PDFTravel Decision Reference 2020-0395

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0396

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Failure to advise on key product/service features, Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0397

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFMortgage Decision Reference 2020-0398

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Substantially upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination, Failure to apply a tracker rate at a point in time CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0399

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFWhole-of-Life Decision Reference 2020-0400

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Rejected

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Misrepresentation (at point of sale or after), Mis-selling

Year: 2020

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PDFCar Decision Reference 2020-0401

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure

Year: 2020

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PDFOnline Share Dealing Decision Reference 2020-0402

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Encashment delays , Delayed or inadequate communication

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0403

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0404

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process , Complaint handling (Consumer Protection Code)

Year: 2020

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PDFHousehold Contents Decision Reference 2020-0405

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - accidental damage

Year: 2020

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PDFBonds Decision Reference 2020-0406

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions in a timely manner, Dissatisfaction with final fund value

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0407

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0408

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2020-0409

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Failure to provide adequate security measures, Failure to provide accurate account/balance information , Maladministration

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0410

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Level of contact or communications re. Arrears

Year: 2020

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PDFCurrent Account Decision Reference 2020-0411

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied

Year: 2020

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