Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFPension Transfers Decision Reference 2021-0050

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions in a timely manner, Dissatisfaction with customer service , Value of policy at surrender less than expected or projected

Year: 2021

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PDFCheques Decision Reference 2021-0051

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service

Year: 2021

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PDFService Decision Reference 2021-0052

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Upheld

All Conducts Complained Of: Claim handling delays or issues

Year: 2021

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PDFRetail Decision Reference 2021-0053

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2021

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PDFHousehold Buildings Decision Reference 2021-0054

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure & voiding

Year: 2021

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PDFCar Decision Reference 2021-0055

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Maladministration, Failure to process instructions, Failure to provide product/service information

Year: 2021

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PDFTravel Decision Reference 2021-0056

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Claim Handling

Outcome: Upheld

All Conducts Complained Of: Claim handling delays or issues, Failure to provide correct information, Poor wording/ambiguity of policy

Year: 2021

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PDFBanking Online Facility Decision Reference 2021-0058

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0059

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Selling mortgage to t/p provider , Delayed or inadequate communication, Dissatisfaction with customer service , Failure to consider vulnerability of customer

Year: 2021

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PDFCredit Cards Decision Reference 2021-0060

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Complaint handling (Consumer Protection Code) , Failure to provide product/service information

Year: 2021

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PDFCurrent Account Decision Reference 2021-0061

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0062

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied (mortgage)

Year: 2021

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PDFOther Decision Reference 2021-0063

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: No claim bonus issues, Refusal to insure - failure to renew policy

Year: 2021

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PDFProperty Investment Decision Reference 2021-0064

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (investment), Dissatisfaction with final fund value , Failure to provide product/service information

Year: 2021

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PDFCar Decision Reference 2021-0065

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Failure to provide product/service information

Year: 2021

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PDFPersonal Accident Decision Reference 2021-0066

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues

Year: 2021

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PDFCar Finance Decision Reference 2021-0067

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Partially upheld

All Conducts Complained Of: Fees & charges applied , Dissatisfaction with customer service , Increase in interest rate

Year: 2021

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PDFInvestment Decision Reference 2021-0068

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Misrepresentation (at point of sale or after)

Year: 2021

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2021-0069

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0070

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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