Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFFarm & Livestock Decision Reference 2018-0061

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2018

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PDFCredit Union Loan Decision Reference 2018-0062

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Refusal to grant consumer credit

Year: 2018

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PDFPrivate Health Insurance Decision Reference 2018-0063

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - treatment abroad

Year: 2018

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PDFHousehold Buildings Decision Reference 2018-0064

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - freezing or escape of or overflow of water or oil

Year: 2018

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PDFHousehold Buildings Decision Reference 2018-0065

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - flood

Year: 2018

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PDFAccounts Decision Reference 2018-0066

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Complaint handling (Consumer Protection Code)

Year: 2018

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PDFHousehold Buildings Decision Reference 2018-0067

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure

Year: 2018

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PDFCurrent Account Decision Reference 2018-0068

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Excessive request for authentication of identification, Dissatisfaction with customer service

Year: 2018

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PDFCredit Cards Decision Reference 2018-0069

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication, Failure to provide product/service information

Year: 2018

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PDFPrivate Health Insurance Decision Reference 2018-0070

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2018

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PDFTravel Decision Reference 2018-0071

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Mis-selling

Outcome: Upheld

All Conducts Complained Of: Mis-selling, Failure to provide correct information, Poor wording/ambiguity of policy

Year: 2018

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PDFPersonal Loan Decision Reference 2018-0072

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency, Failure to provide correct information

Year: 2018

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PDFBonds Decision Reference 2018-0073

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Encashment delays , Dissatisfaction with final fund value , Failure to process instructions in a timely manner

Year: 2018

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PDFCheques Decision Reference 2018-0074

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions, Refusals (banking)

Year: 2018

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PDFFixed Rate Decision Reference 2018-0075

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication

Year: 2018

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PDFCar Decision Reference 2018-0076

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Mis-selling

Outcome: Substantially upheld

All Conducts Complained Of: Mis-selling, Lapse/cancellation of policy

Year: 2018

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PDFOther Decision Reference 2018-0077

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2018

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PDFMortgage Protection Decision Reference 2018-0078

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Poor wording/ambiguity of policy, Rejection of claim

Year: 2018

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2018-0079

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Rejected

All Conducts Complained Of: Failure to advise on key product/service features

Year: 2018

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PDFCar Decision Reference 2018-0080

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - reasonable care/security of vehicle

Year: 2018

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