Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFCommercial Mortgage Decision Reference 2021-0553

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions in a timely manner, Delayed or inadequate communication, Dissatisfaction with customer service , Maladministration

Year: 2021

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PDFPayment Protection Decision Reference 2021-0554

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Mis-selling

Outcome: Upheld

All Conducts Complained Of: Mis-selling (insurance), Failure to provide correct information, Poor wording/ambiguity of policy

Year: 2021

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PDFShares/Equities Investment Decision Reference 2021-0555

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (investment), Failure to provide product/service information, Fees & charges applied

Year: 2021

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PDFCritical & Serious Illness Decision Reference 2021-0556

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Partially upheld

All Conducts Complained Of: Disagreement regarding Settlement amount offered, Miscellaneous

Year: 2021

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PDFHousehold Buildings Decision Reference 2021-0557

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Substantially upheld

All Conducts Complained Of: Rejection of claim - accidental damage, Claim handling delays or issues, Non-receipt of money

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0558

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0559

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0560

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0561

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0562

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFCritical & Serious Illness Decision Reference 2021-0563

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration, Dissatisfaction with customer service

Year: 2021

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PDFHousehold Buildings Decision Reference 2021-0564

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Partially upheld

All Conducts Complained Of: Lapse/cancellation of policy, Claim handling delays or issues, Rejection of claim - fire

Year: 2021

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PDFCar Decision Reference 2021-0565

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim

Year: 2021

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PDFIncome Protection and Permanent Health Decision Reference 2021-0566

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Delayed or inadequate communication, Rejection of claim - pre-existing condition

Year: 2021

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PDFPrivate Health Insurance Decision Reference 2022-0000

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy, Advice given when switching plans, Failure to process instructions, Failure to provide product/service information

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0001

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Maladministration (mortgage), Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Disputed transactions, Dissatisfaction with customer service , Failure to process instructions, Failure to process instructions in a timely

Year: 2022

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PDFCar Decision Reference 2022-0002

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Delayed or inadequate communication

Year: 2022

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PDFHousehold Buildings Decision Reference 2022-0003

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim – partial rejection , Disagreement regarding Settlement amount offered, Rejection of claim - freezing or escape of or overflow of water or oil

Year: 2022

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PDFTravel Decision Reference 2022-0004

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - cancellation

Year: 2022

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PDFTravel Decision Reference 2022-0005

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - cancellation, Dissatisfaction with customer service

Year: 2022

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