Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFRepayment Mortgage Decision Reference 2020-0352

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions in a timely manner, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFMortgage Decision Reference 2020-0353

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process , Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service , Legal fees charged, Level of contact or communications re. Arrears

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0354

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim – partial rejection , Disagreement regarding Settlement amount offered

Year: 2020

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PDFTravel Decision Reference 2020-0355

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - non-disclosure

Year: 2020

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PDFHospital Cash Plan Decision Reference 2020-0356

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions, Dissatisfaction with customer service

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0357

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency, Dissatisfaction with customer service

Year: 2020

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PDFWhole-of-Life Decision Reference 2020-0358

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Results of policy review/failure to notify of policy reviews

Year: 2020

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PDFPersonal Accident Decision Reference 2020-0359

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Upheld

All Conducts Complained Of: Refusal to insure - failure to renew policy, Disagreement regarding Medical evidence submitted , Failure to provide product/service information

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0360

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0361

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim - late notification, Rejection of claim - storm

Year: 2020

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PDFPayment Protection Decision Reference 2020-0362

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Disagreement regarding Medical evidence submitted , Rejection of claim - fit to return to work

Year: 2020

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PDFLife Decision Reference 2020-0363

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication

Year: 2020

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PDFCar Decision Reference 2020-0364

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0365

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0366

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTravel Decision Reference 2020-0367

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - cancellation

Year: 2020

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PDFTerm Insurance Decision Reference 2020-0368

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration (life), Failure to provide correct information

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0369

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to apply the correct tracker rate as part of the Examination

Year: 2020

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PDFCurrent Account Decision Reference 2020-0370

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Partially upheld

All Conducts Complained Of: Handling of fraudulent transactions, Delayed or inadequate communication, Dissatisfaction with customer service , Handling of fraudulent transactions

Year: 2020

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PDFService Decision Reference 2020-0371

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2020

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