Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFWhole-of-Life Decision Reference 2021-0470

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Dissatisfaction with customer service , Failure to provide correct information

Year: 2021

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PDFLoans Decision Reference 2021-0471

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide product/service information, Dissatisfaction with customer service , Failure to process instructions in a timely manner, Refusals (banking)

Year: 2021

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PDFPet Insurance Decision Reference 2021-0472

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition, Claim handling delays or issues

Year: 2021

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PDFBonds Decision Reference 2021-0473

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide correct information, Failure to process instructions in a timely manner

Year: 2021

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PDFPrivate Health Insurance Decision Reference 2021-0474

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - late notification

Year: 2021

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PDFDebit Card Decision Reference 2021-0475

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions, Dissatisfaction with customer service , Unauthorised withdrawals

Year: 2021

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PDFRepayment Mortgage Decision Reference 2021-0476

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Documents mislaid or lost, Delayed or inadequate communication

Year: 2021

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PDFHousehold Contents Decision Reference 2021-0477

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Partially upheld

All Conducts Complained Of: Disagreement regarding Settlement amount offered, Complaint handling (Consumer Protection Code) , Failure to process instructions in a timely manner

Year: 2021

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PDFService Decision Reference 2021-0478

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Premium rate increases

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0479

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0480

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFCurrent Account Decision Reference 2021-0481

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Substantially upheld

All Conducts Complained Of: Handling of fraudulent transactions

Year: 2021

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PDFLoans Decision Reference 2021-0482

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling - commercial lending , Dissatisfaction with customer service , Level of contact or communications re. Arrears, Premature ceasing of arrears negotiations

Year: 2021

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PDFLoans Decision Reference 2021-0483

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling - commercial lending , Dissatisfaction with customer service , Level of contact or communications re. Arrears, Premature ceasing of arrears negotiations, Wrongful consideration of forbearance request

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0484

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0485

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0486

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFPayment Protection Decision Reference 2021-0487

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Disagreement regarding Medical evidence submitted

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0488

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0489

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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