Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTerm Insurance Decision Reference 2022-0068

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Mis-selling

Outcome: Upheld

All Conducts Complained Of: Mis-selling (insurance), Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2022

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PDFPayment Protection Decision Reference 2022-0069

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Complaint handling (Consumer Protection Code)

Year: 2022

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PDFMoney Transfer Decision Reference 2022-0070

Sector: Banking

Product/Service: Payment Service

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Dissatisfaction with customer service , Failure to process instructions, Failure to provide product/service information

Year: 2022

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PDFShares/Equities Investment Decision Reference 2022-0071

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with final fund value , Errors in calculations, Switching funds

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0072

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Rejected

All Conducts Complained Of: Errors in calculations, Delayed or inadequate communication

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0073

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions

Year: 2022

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PDFMortgage Protection Decision Reference 2022-0074

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Failure to process instructions in a timely manner

Year: 2022

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PDFService Decision Reference 2022-0075

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2022

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PDFCredit Cards Decision Reference 2022-0076

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions

Year: 2022

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PDFTravel Decision Reference 2022-0077

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim - cancellation, Dissatisfaction with customer service

Year: 2022

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PDFHousehold Buildings Decision Reference 2022-0078

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim - subsidence or heave

Year: 2022

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PDFPersonal Pension Plan Decision Reference 2022-0079

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Upheld

All Conducts Complained Of: Failure to advise on key product/service features, Failure to provide correct information, Maladministration

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0080

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Failure to provide correct information, Dissatisfaction with customer service , Failure to provide product/service information

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0081

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of interest rate

Outcome: Rejected

All Conducts Complained Of: Application of interest rate

Year: 2022

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PDFCar Finance Decision Reference 2022-0082

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Delayed or inadequate communication, Failure to process instructions, Failure to process instructions in a timely manner

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0083

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Failure to provide correct information, Dissatisfaction with customer service , Failure to provide calculations, Fees & charges applied

Year: 2022

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PDFLoans Decision Reference 2022-0084

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusals (banking), Delayed or inadequate communication, Dissatisfaction with customer service , Failure to process instructions in a timely manner

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0085

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions, Complaint handling (Consumer Protection Code)

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0086

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Level of contact or communications re. Arrears

Year: 2022

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PDFDebit Card Decision Reference 2022-0087

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Dissatisfaction with customer service , Handling of fraudulent transactions

Year: 2022

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