Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFRepayment Mortgage Decision Reference 2021-0344

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied (mortgage), Failure to provide accurate account/balance information , Incorrect information sent to credit reference agency

Year: 2021

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PDFCar Decision Reference 2021-0345

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues

Year: 2021

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PDFCar Decision Reference 2021-0346

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: No claim bonus issues, Complaint handling (Consumer Protection Code) , Lapse/cancellation of policy

Year: 2021

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PDFTravel Decision Reference 2021-0347

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - definition of valuables, Claim handling delays or issues, Disagreement regarding Settlement amount offered, Dissatisfaction with customer service , Rejection of claim - reasonable care/unattended

Year: 2021

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PDFPrivate Health Insurance Decision Reference 2021-0348

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - waiting periods apply

Year: 2021

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2021-0350

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Disputed transactions, Fees & charges applied

Year: 2021

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PDFTravel Decision Reference 2021-0351

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim – partial rejection , Dissatisfaction with customer service

Year: 2021

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PDFPet Insurance Decision Reference 2021-0352

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy, Lapse/cancellation of policy, Refusal to insure - failure to renew policy

Year: 2021

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PDFMortgage Decision Reference 2021-0353

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFOpening/Closing Accounts Decision Reference 2021-0354

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Failure to provide notification /reason for closure

Year: 2021

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PDFCurrent Account Decision Reference 2021-0355

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Failure to provide notification /reason for closure

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0356

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination, Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0357

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Fees & charges applied (mortgage)

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0358

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0359

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0360

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0361

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0362

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2021

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PDFTracker Mortgage Decision Reference 2021-0363

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

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PDFPersonal Pension Plan Decision Reference 2021-0364

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Switching funds , Delayed or inadequate communication, Failure to provide product/service information

Year: 2021

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