Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFCheques Decision Reference 2020-0271

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure, Dissatisfaction with customer service , Failure to process instructions

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0272

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0273

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0274

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to apply a tracker rate at a point in time CBI Examination, Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFIncome Protection and Permanent Health Decision Reference 2020-0275

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - did not meet policy definition of disability, Claim handling delays or issues, Dissatisfaction with customer service , Maladministration

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0276

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2020

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PDFBonds Decision Reference 2020-0277

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Partially upheld

All Conducts Complained Of: Fees & charges applied

Year: 2020

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PDFLoans Decision Reference 2020-0278

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (banking), Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0279

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Rejected

All Conducts Complained Of: Settlement amount (mortgage), Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0280

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition, Disagreement regarding Medical evidence submitted

Year: 2020

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PDFMultiple Products/Services Decision Reference 2020-0281

Sector: Banking

Product/Service: Multiple Banking Product/Service

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0282

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination, Failure to apply a tracker rate at a point in time CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0283

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0284

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2020-0285

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied

Year: 2020

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PDFCar Decision Reference 2020-0286

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Substantially upheld

All Conducts Complained Of: Claim handling delays or issues, Disagreement regarding Pre-accident value provided

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0287

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0288

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0289

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Failure to offer a tracker rate at point of sale

Year: 2020

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PDFShares/Equities Investment Decision Reference 2020-0290

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Misrepresentation (at point of sale or after), Delayed or inadequate communication, Maladministration

Year: 2020

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