Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFHousehold Buildings Decision Reference 2020-0250

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Substantially upheld

All Conducts Complained Of: Rejection of claim – partial rejection

Year: 2020

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PDFPet Insurance Decision Reference 2020-0252

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0253

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Arrears handling - Mortgage Arears Resolution Process

Year: 2020

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PDFCar Decision Reference 2020-0254

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Failure to advise on key product/service features, Rejection of claim - theft or attempt theft

Year: 2020

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PDFMortgage Decision Reference 2020-0255

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusals (banking)

Year: 2020

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PDFBonds Decision Reference 2020-0256

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with final fund value , Delayed or inadequate communication, Failure to consider vulnerability of customer, Fees & charges applied , Mis-selling (investment), Product not suitable

Year: 2020

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PDFCar Decision Reference 2020-0257

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0258

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0259

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition, Rejection of claim - waiting periods apply

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0260

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0261

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFBanking Online Facility Decision Reference 2020-0262

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Dissatisfaction with customer service

Year: 2020

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PDFCash Investment Decision Reference 2020-0263

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling (investment), Failure to process instructions in a timely manner, Switching funds , Value of policy at surrender less than expected or projected

Year: 2020

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PDFMortgage Protection Decision Reference 2020-0264

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Dissatisfaction with customer service , Misrepresentation (at point of sale or after)

Year: 2020

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PDFTravel Decision Reference 2020-0265

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2020

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PDFWhole-of-Life Decision Reference 2020-0266

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Rejected

All Conducts Complained Of: Settlement amount (life)

Year: 2020

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PDFCar Decision Reference 2020-0267

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Premium Rate Applied

Outcome: Partially upheld

All Conducts Complained Of: Premium rate increases

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0268

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0269

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0270

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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