Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFBanking Online Facility Decision Reference 2020-0291

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Upheld

All Conducts Complained Of: Handling of fraudulent transactions, Dissatisfaction with customer service

Year: 2020

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PDFInvestment/buy to Let Mortgage Decision Reference 2020-0292

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling - buy-to-let

Year: 2020

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PDFApproved Minimum Retirement Fund AMRF Decision Reference 2020-0293

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Failure to provide correct information, Fees & charges applied

Year: 2020

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PDFTravel Decision Reference 2020-0295

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0296

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Incorrect information sent to credit reference agency, Failure to implement payment terms

Year: 2020

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PDFBonds Decision Reference 2020-0297

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Maladministration, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Failure to process instructions, Failure to provide accurate investment information

Year: 2020

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PDFPayment Protection Decision Reference 2020-0298

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - did not meet policy definition of disability

Year: 2020

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PDFOnline Share Dealing Decision Reference 2020-0299

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Mis-selling

Outcome: Upheld

All Conducts Complained Of: Product not suitable

Year: 2020

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PDFOnline Share Dealing Decision Reference 2020-0300

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Partially upheld

All Conducts Complained Of: Early withdrawal penalty

Year: 2020

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PDFDental Expenses Insurance Decision Reference 2020-0301

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Ending of benefit payment

Year: 2020

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PDFPayment Protection Decision Reference 2020-0302

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2020

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PDFMortgage Protection Decision Reference 2020-0303

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Complaint handling (Consumer Protection Code) , Failure to provide correct information, Misrepresentation (at point of sale or after)

Year: 2020

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PDFMoney Transfer (between accounts/between banks/3rd Decision Reference 2020-0304

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration, Dissatisfaction with customer service

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0305

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2020

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PDFHousehold Buildings Decision Reference 2020-0306

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Partially upheld

All Conducts Complained Of: Disagreement regarding Settlement amount offered

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0307

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Dissatisfaction with customer service , Complaint handling (Consumer Protection Code) , Delayed or inadequate communication

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0308

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0309

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to apply the correct tracker rate as part of the Examination, Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0310

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0311

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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