Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTracker Mortgage Decision Reference 2020-0312

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFCurrent Account Decision Reference 2020-0313

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Non-receipt of money, Dissatisfaction with customer service , Failure to provide accurate account/balance information

Year: 2020

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PDFGuarantees Decision Reference 2020-0314

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Upheld

All Conducts Complained Of: Failure to process instructions in a timely manner

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0315

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Complaint handling (Consumer Protection Code) , Maladministration

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0316

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0317

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate at point of sale, Failure to offer a tracker rate throughout the life of the mortgage

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0318

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0319

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0320

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Failure to offer a tracker rate at point of sale

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0321

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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PDFApproved Minimum Retirement Fund AMRF Decision Reference 2020-0322

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFSavings Account Decision Reference 2020-0323

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions, Application of interest rate

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0324

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to switch interest rate

Year: 2020

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PDFInterest Only Decision Reference 2020-0325

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Level of contact or communications re. Arrears, Delayed or inadequate communication, Dissatisfaction with customer service , Maladministration regarding voluntary sale

Year: 2020

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PDFLodgements Decision Reference 2020-0326

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Handling of fraudulent transactions

Year: 2020

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PDFTravel Decision Reference 2020-0327

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0328

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Selling mortgage to t/p provider , Arrears handling - Mortgage Arears Resolution Process , Failure to provide accurate account/balance information , Level of contact or communications re. Arrears

Year: 2020

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PDFCurrent Account Decision Reference 2020-0329

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Handling of fraudulent transactions

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0330

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0331

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress CBI Examination

Year: 2020

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