Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFRepayment Mortgage Decision Reference 2020-0098

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Substantially upheld

All Conducts Complained Of: Failure to process instructions, Application of interest rate

Year: 2020

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PDFVariable Mortgage Decision Reference 2020-0099

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration (mortgage), Errors in calculations

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0100

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration (mortgage),

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0101

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling (non- Mortgage Arears Resolution Process ), Classification of borrower as non-cooperating, Delayed or inadequate communication, Dissatisfaction with customer service , Documents mislaid or lost, Errors in calculations, Maladministration

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0102

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Upheld

All Conducts Complained Of: Failure to offer appropriate compensation or redress,

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0103

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Upheld

All Conducts Complained Of: Failure to apply the correct tracker rate, Failure to offer appropriate compensation or redress

Year: 2020

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PDFCredit Cards Decision Reference 2020-0104

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Partially upheld

All Conducts Complained Of: Fees & charges applied ,

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0106

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Application of interest rate

Year: 2020

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PDFIncome Protection and Permanent Health Decision Reference 2020-0107

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Claim handling delays or issues, Disagreement regarding Medical evidence submitted , Rejection of claim - fit to return to work

Year: 2020

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PDFMortgage Protection Decision Reference 2020-0108

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy, Fees & charges applied

Year: 2020

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PDFTravel Decision Reference 2020-0109

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - reasonable care/unattended,

Year: 2020

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PDFPersonal Loan Decision Reference 2020-0110

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Failure to implement payment terms,

Year: 2020

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PDFUnit Linked Whole-of-Life Decision Reference 2020-0111

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Rejected

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Premium rate increases

Year: 2020

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PDFPrivate Health Insurance Decision Reference 2020-0112

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Partially upheld

All Conducts Complained Of: Lapse/cancellation of policy,

Year: 2020

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PDFRepayment Mortgage Decision Reference 2020-0114

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Failure to provide product/service information

Year: 2020

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PDFHousehold Contents Decision Reference 2020-0115

Sector: Insurance

Product/Service: Home and/or Property

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues,

Year: 2020

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PDFTracker Mortgage Decision Reference 2020-0116

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Partially upheld

All Conducts Complained Of: Refusal to move existing tracker to a new mortgage product, Refusal to grant mortgage

Year: 2020

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PDFWhole-of-Life Decision Reference 2020-0117

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration,

Year: 2020

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PDFTravel Decision Reference 2020-0119

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - cancellation, Rejection of claim - pre-existing condition

Year: 2020

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PDFWhole-of-Life Decision Reference 2020-0120

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Partially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews,

Year: 2020

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