Ombudsman Decisions

Filter our Database

Last Updated on 28th March 2024 with decisions up to the end of December 2023.

To narrow your search, you may also wish to select from the following:

How to search our decisions This image is the brochure cover of the PDF document how to search our database

 

Or search the database by decision reference number, if known:


There are 2348 decisions matching your query

 Page 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 

 

PDFRepayment Mortgage Decision Reference 2021-0009

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Maladministration (mortgage), Dissatisfaction with customer service

Year: 2021

View Document

PDFPet Insurance Decision Reference 2021-0010

Sector: Insurance

Product/Service: Miscellaneous

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition

Year: 2021

View Document

PDFCar Decision Reference 2021-0011

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues, Rejection of claim

Year: 2021

View Document

PDFTracker Mortgage Decision Reference 2021-0012

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration (mortgage), Arrears handling - Mortgage Arears Resolution Process , Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service , Premature ceasing of arrears negotiations

Year: 2021

View Document

PDFTracker Mortgage Decision Reference 2021-0013

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2021

View Document

PDFTracker Mortgage Decision Reference 2021-0014

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Application of interest rate

Year: 2021

View Document

PDFRepayment Mortgage Decision Reference 2021-0015

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Selling mortgage to t/p provider

Year: 2021

View Document

PDFCurrent Account Decision Reference 2021-0016

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Substantially upheld

All Conducts Complained Of: Delayed or inadequate communication, Failure to provide correct information, Maladministration

Year: 2021

View Document

PDFDebit Card Decision Reference 2021-0017

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Transactions

Outcome: Rejected

All Conducts Complained Of: Disputed transactions, Failure to process instructions

Year: 2021

View Document

PDFCar Decision Reference 2021-0018

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Settlement Amount Offered

Outcome: Rejected

All Conducts Complained Of: Disagreement regarding Pre-accident value provided, Claim handling delays or issues

Year: 2021

View Document

PDFRepayment Mortgage Decision Reference 2021-0019

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling - Mortgage Arears Resolution Process , Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2021

View Document

PDFInterest Only Decision Reference 2021-0020

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Failure to implement payment terms, Delayed or inadequate communication, Increase in interest rate, Maladministration (mortgage)

Year: 2021

View Document

PDFTracker Mortgage Decision Reference 2021-0021

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage, Application of interest rate, Failure to provide calculations, Failure to provide correct information

Year: 2021

View Document

PDFPersonal Pension Plan Decision Reference 2021-0022

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied

Year: 2021

View Document

PDFShares/Equities Investment Decision Reference 2021-0023

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Failure to inform of drop in value, Delayed or inadequate communication, Failure to provide warning re. Nature of investment

Year: 2021

View Document

PDFPrivate Health Insurance Decision Reference 2021-0025

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - treatment abroad

Year: 2021

View Document

PDFCurrent Account Decision Reference 2021-0026

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with customer service , Disputed transactions, Failure to process instructions

Year: 2021

View Document

PDFPrivate Health Insurance Decision Reference 2021-0027

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Upheld

All Conducts Complained Of: Rejection of claim

Year: 2021

View Document

PDFTravel Decision Reference 2021-0028

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - pre-existing condition, Disagreement regarding Medical evidence submitted , Rejection of claim - non-disclosure

Year: 2021

View Document

PDFPrivate Health Insurance Decision Reference 2021-0029

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Claim Handling

Outcome: Upheld

All Conducts Complained Of: Disagreement regarding Medical evidence submitted , Complaint handling (Consumer Protection Code)

Year: 2021

View Document

 Page 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118