Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTerm Insurance Decision Reference 2022-0088

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions

Year: 2022

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PDFOnline Share Dealing Decision Reference 2022-0089

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Failure to inform of drop in value, Complaint handling (Consumer Protection Code) , Failure to process instructions, Failure to provide product/service information

Year: 2022

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PDFWhole-of-Life Decision Reference 2022-0090

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to process instructions, Claim handling delays or issues

Year: 2022

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PDFWhole-of-Life Decision Reference 2022-0091

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Premium rate increases , Results of policy review/failure to notify of policy reviews

Year: 2022

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PDFFixed Rate Decision Reference 2022-0092

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Refusals (banking), Failure to provide accurate account/balance information

Year: 2022

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PDFService Decision Reference 2022-0093

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Failure to process instructions

Year: 2022

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PDFRepayment Mortgage Decision Reference 2022-0094

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Failure to implement payment terms, Dissatisfaction with customer service

Year: 2022

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PDFPrivate Health Insurance Decision Reference 2022-0095

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Disagreement regarding Medical evidence submitted , Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Rejection of claim

Year: 2022

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PDFPersonal Pension Plan Decision Reference 2022-0096

Sector: Investment

Product/Service: Pension

Primary Conduct Complained Of: Mis-selling

Outcome: Substantially upheld

All Conducts Complained Of: Mis-selling, Complaint handling (Consumer Protection Code) , Delayed or inadequate communication, Dissatisfaction with customer service

Year: 2022

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PDFRental Property Decision Reference 2022-0097

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim

Year: 2022

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PDFCritical & Serious Illness Decision Reference 2022-0099

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2022

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PDFCurrent Account Decision Reference 2022-0100

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Partially upheld

All Conducts Complained Of: Fees & charges applied

Year: 2022

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PDFCritical & Serious Illness Decision Reference 2022-0101

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Delayed or inadequate communication, Mis-selling, Mis-selling (insurance)

Year: 2022

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PDFVariable Mortgage Decision Reference 2022-0102

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Disputed Fees and charges

Outcome: Rejected

All Conducts Complained Of: Fees & charges applied (mortgage), Failure to provide accurate account/balance information , Failure to release security, Selling mortgage to t/p provider

Year: 2022

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PDFProperty Investment Decision Reference 2022-0103

Sector: Investment

Product/Service: Investment

Primary Conduct Complained Of: Management of Fund

Outcome: Rejected

All Conducts Complained Of: Dissatisfaction with final fund value , Failure to process instructions, Failure to provide product/service information, Maladministration

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0104

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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PDFTracker Mortgage Decision Reference 2022-0105

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Application of tracker interest rate

Outcome: Rejected

All Conducts Complained Of: Failure to offer a tracker rate throughout the life of the mortgage

Year: 2022

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PDFCar Decision Reference 2022-0106

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Rejected

All Conducts Complained Of: Claim handling delays or issues

Year: 2022

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PDFIncome Protection and Permanent Health Decision Reference 2022-0107

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - fit to return to work

Year: 2022

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PDFCurrent Account Decision Reference 2022-0108

Sector: Banking

Product/Service: Accounts

Primary Conduct Complained Of: Customer Service

Outcome: Rejected

All Conducts Complained Of: Failure to provide notification /reason for closure

Year: 2022

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