Ombudsman Decisions

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Last Updated on 28th March 2024 with decisions up to the end of December 2023.

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There are 2348 decisions matching your query

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PDFTravel Decision Reference 2018-0001

Sector: Insurance

Product/Service: Travel

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - theft or attempt theft

Year: 2018

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PDFCredit Cards Decision Reference 2018-0002

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Arrears handling

Outcome: Substantially upheld

All Conducts Complained Of: Arrears handling , Delayed or inadequate communication

Year: 2018

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PDFIncome Protection and Permanent Health Decision Reference 2018-0003

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - did not meet policy definition of disability

Year: 2018

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PDFPersonal Loan Decision Reference 2018-0004

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Maladministration

Year: 2018

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PDFUnit Linked Whole-of-Life Decision Reference 2018-0005

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Failure to provide information/correct information

Outcome: Partially upheld

All Conducts Complained Of: Results of policy review/failure to notify of policy reviews, Delayed or inadequate communication, Premium rate increases

Year: 2018

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PDFIncome Protection and Permanent Health Decision Reference 2018-0006

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Rejection of claim - did not meet policy definition of disability, Complaint handling (Consumer Protection Code) , Dissatisfaction with customer service

Year: 2018

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PDFLife Decision Reference 2018-0007

Sector: Insurance

Product/Service: Life

Primary Conduct Complained Of: Customer Service

Outcome: Upheld

All Conducts Complained Of: Failure to provide correct information

Year: 2018

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PDFCar Decision Reference 2018-0008

Sector: Insurance

Product/Service: Motor

Primary Conduct Complained Of: Claim Handling

Outcome: Partially upheld

All Conducts Complained Of: Claim handling delays or issues, Delayed or inadequate communication, Dissatisfaction with customer service , Payment of 3rd party claim

Year: 2018

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PDFRetail Decision Reference 2018-0009

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim - theft or attempt theft

Year: 2018

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PDFPrivate Health Insurance Decision Reference 2018-0010

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Advice Incorrect/Unsuitable (post sale)

Outcome: Partially upheld

All Conducts Complained Of: Failure to advise on key product/service features

Year: 2018

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PDFOverdrafts Decision Reference 2018-0011

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Customer Service

Outcome: Partially upheld

All Conducts Complained Of: Delayed or inadequate communication, Maladministration

Year: 2018

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PDFRepayment Mortgage Decision Reference 2018-0012

Sector: Banking

Product/Service: Mortgage

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Partially upheld

All Conducts Complained Of: Refusal to grant mortgage, Arrears handling - Mortgage Arears Resolution Process , Level of contact or communications re. Arrears

Year: 2018

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PDFPersonal Loan Decision Reference 2018-0013

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Mis-selling

Outcome: Rejected

All Conducts Complained Of: Mis-selling, Complaint handling (Consumer Protection Code)

Year: 2018

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PDFCritical & Serious Illness Decision Reference 2018-0014

Sector: Insurance

Product/Service: Health, Accident and Other

Primary Conduct Complained Of: Rejection of Claim

Outcome: Partially upheld

All Conducts Complained Of: Ending of benefit payment, Claim handling delays or issues

Year: 2018

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PDFCheques Decision Reference 2018-0015

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Maladministration

Outcome: Partially upheld

All Conducts Complained Of: Failure to process instructions in a timely manner

Year: 2018

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PDFHire Purchase Decision Reference 2018-0016

Sector: Banking

Product/Service: Consumer Credit

Primary Conduct Complained Of: Arrears handling

Outcome: Rejected

All Conducts Complained Of: Arrears handling , Incorrect information sent to credit reference agency, Level of contact or communications re. Arrears

Year: 2018

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PDFInvestment/buy to Let Mortgage Decision Reference 2018-0017

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Maladministration

Outcome: Rejected

All Conducts Complained Of: Failure to release security, Delayed or inadequate communication

Year: 2018

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PDFCommercial Mortgage Decision Reference 2018-0018

Sector: Banking

Product/Service: Commercial Banking

Primary Conduct Complained Of: Arrears handling

Outcome: Partially upheld

All Conducts Complained Of: Arrears handling - buy-to-let, Delayed or inadequate communication

Year: 2018

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PDFMortgage Protection Decision Reference 2018-0019

Sector: Insurance

Product/Service: Protection

Primary Conduct Complained Of: Refusal to give product/service

Outcome: Rejected

All Conducts Complained Of: Lapse/cancellation of policy

Year: 2018

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PDFFarm & Livestock Decision Reference 2018-0020

Sector: Insurance

Product/Service: Commercial Insurance

Primary Conduct Complained Of: Rejection of Claim

Outcome: Rejected

All Conducts Complained Of: Rejection of claim, Claim handling delays or issues

Year: 2018

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